If you opt to sign up online, here’s what you’ll need to do to enroll: You can start the debt relief process online or over the phone.

Getting started with Freedom Debt Relief isn’t that difficult. Freedom Debt Relief doesn’t negotiate federal student loan debt either, though help with private student loans may be available on a case-by-case basis. You cannot, however, enroll secured debts such as a mortgage or car loan. You might be able to enroll if you have unpaid: If you successfully complete the program, you should be able to walk away owing nothing to the creditors you included in your plan.įreedom Debt Relief works with different types of unsecured debt. Good credit is not required to enroll in the Freedom Debt Relief program, and there are no upfront fees. After your settlement has been completely paid off, the creditors will report the account as settled in full. Once a settlement agreement is made, and you have authorized that settlement, the accumulated funds are used to pay your creditors via Freedom Debt Relief’s payment processing partner, Crossroad Financial Technologies. As funds accumulate in your account, Freedom Debt Relief negotiates settlements with each of your eligible creditors. Each month, you deposit money into an FDIC-insured program account that you control. Freedom Debt Relief offers debt settlement services, which work to settle eligible unsecured debt accounts for less than what you owe.

Does freedom debt relief work